Investment Management
Investing with the full financial picture in view.
An investment portfolio is one part of a much larger balance sheet.
Cleros builds and manages portfolios around each client’s wealth plan, accounting for liquidity needs, taxes, spending, private assets, business interests, real estate, and long-term objectives.
Wealth plan
Investment strategy
- Public
markets - Private
markets - Liquidity
Risk · Taxes · Spending
What we deliver
A portfolio built around the wealth plan
We begin with what the capital needs to accomplish. Spending, liquidity, taxes, time horizon, business interests, real estate, private investments, and estate objectives all inform the investment strategy.
Strategic asset allocation
We establish a long-term allocation designed around the client’s objectives, liquidity requirements, risk considerations, and other assets held across the balance sheet.
Public and private-market exposure
Portfolios can draw from public and private markets where appropriate, with each allocation evaluated in the context of existing exposures, liquidity, risk, and the broader wealth plan.
Manager research and due diligence
We evaluate investment managers and strategies across factors including philosophy, process, performance, risk, fees, liquidity, organization, and the role each investment is expected to serve within the portfolio.
Tax-aware portfolio management
Taxes are considered alongside investment decisions rather than after them.
We evaluate asset location, gains and losses, liquidity needs, charitable intentions, and other tax considerations while coordinating with the client’s tax professionals where appropriate.
Ongoing portfolio oversight
Portfolios are monitored as markets, client circumstances, liquidity needs, and the broader wealth plan change.
We rebalance and adjust the strategy when appropriate while keeping the portfolio focused on its long-term objectives.
FAQs about investment management
The process begins with the wealth plan. We consider what the portfolio needs to accomplish, the client’s time horizon, liquidity and spending requirements, tax considerations, risk, and assets held elsewhere before establishing the investment strategy.
Yes, where appropriate. The allocation depends on the client’s objectives, existing exposures, liquidity requirements, risk considerations, and broader financial circumstances.
We conduct research and due diligence across the manager’s investment philosophy, process, team, performance, risk, fees, liquidity, and other relevant considerations.
Taxes can influence how assets are allocated, where investments are held, when gains or losses are realized, and how liquidity is generated. We incorporate those considerations into portfolio management and coordinate with tax professionals as needed.
Portfolio oversight is ongoing. We monitor the investments and the broader wealth plan and make adjustments when changes in either warrant them.
Yes. Understanding outside investments, business interests, real estate, and other assets can be important to evaluating the risks and exposures of the portfolio we manage.
Cleros Wealth Partners works with a limited number of clients.
We are thoughtful about the clients we serve, seeking relationships where our approach can support their needs today and well into the future.
Clients looking for a highly personal advisory relationship are invited to write to us directly.
